Joomla! site syndication http://www.amysarticles.com Thu, 20 Nov 2008 05:28:50 +0100 FeedCreator 1.7.2 http://www.amysarticles.com/images/M_images/joomla_rss.png http://www.amysarticles.com Joomla! site syndication http://www.amysarticles.com/non-fiction/finances/the-7-most-common-excuses-why-not-to-buy-life-insurance.html   When it comes to buying life insurance, people are so turned off by the thought of planning for their death that they will come up with many reasons why they shouldn't.  In fact, this is such a common occurrence that we decided that we should show this list to you.  Here are the top 7 most common excuses people come up with as to why they do not need life insurance: I'm too young. My family won't need the money. I won't need it for retirement. I can't afford it. I'll do it tomorrow. My family will have enough money to live. I'll live forever. Non-Fiction - Finances Mon, 02 Jun 2008 04:08:59 +0100 http://www.amysarticles.com/non-fiction/finances/last-minute-retirement-planning.html   In a perfect world, everyone would have started saving for retirement when they started their very first job and wouldn't stop until they said their final goodbye at their retirement party.  However, this is not a perfect world and everything doesn't go exactly as we plan. Debt and Emergencies Life throws us unexpected curveballs and knocks us off our plans.  Whether it's losing our job, an unexpected illness, the loss of a loved one and their respective income, or sending a child to college, all of these examples can cause us to lower or stop our contributions to our retirement plans. If you have found yourself in this predicament, fear not, all hope is not lost.  But, you do have some serious decisions to make.  Since you are way behind the eight ball, you have some catching up to do.  Non-Fiction - Finances Mon, 19 May 2008 04:51:27 +0100 http://www.amysarticles.com/non-fiction/finances/how-much-to-save-for-retirement.html   Knowing how much to save for retirement is just as illuding as the location of the fountain of youth.  Luckily, we have tools to help us plan for retirement and decide how much to save. Information Needed             Usually deciding how much to save for retirement is based on the following: Your current age Your current income Your projected retirement age Your projected retirement income Are you married? How much money you have already saved for retirement How is the money invested How much you save annually towards your retirement By answering these questions and filling them into a Retirement calculator, you can not only decide how much you need to save for retirement but also determine whether you are on track or if you need to step up the pace.  Non-Fiction - Finances Wed, 09 Apr 2008 04:36:08 +0100 http://www.amysarticles.com/non-fiction/business/how-to-provide-superior-customer-service.html   As many of you know, I have made it my mission to change the world's view point of customer service.  Too many people today have just accepted the fact that no matter where they go, they will receive less than acceptable customer service.  THAT'S NOT ACCEPTABLE! When we work so hard for the money we have, why spend it at a business establishment (no matter what type of business) that provides you less than superior customer service?  Does it really make sense to hand your money over that way?  Still not clear... okay, let me present this to you in another way.  You go to a restaurant and ask for a steak.  The waitress brings you out a piece of chicken.  You shrug your shoulders and say, okay, that's fine.   Furthermore, you eat the chicken and still leave the waitress a tip...would you really accept that?  No, of course not!  But that is the type of unacceptable customer service we are receiving in other places of business and just nodding our heads, and saying okay!  STOP THE MADNESS PEOPLE! For all you customers out there (which means everyone), it is time to reclaim your God given right to receive Great Customer Service.  It's called Free Will people, and I'm going to use my free will to change the world's view on customer service.  One of the ways I plan on doing this is by refusing to do business anywhere that I receive poor customer service.  Are you willing to help me in this mission?  All you have to do is this:  stop doing business in places that don't appreciate your business.  And, let them know that you are no longer going to do business there and why.  Sometimes business owners or managers do not know there is a problem until you let them know, so make sure you tell them.  Once we start changing our views on what we accept as customer service, the businesses will adapt to start pleasing us better.  It makes sense, doesn't it! As for all of you employees and employers out there, there are certain steps you can take to make sure your customers receive the best customer service around.  And, when you start providing that type of customer service, your customers will keep coming back for more.  In fact, if you provide them with the best service they can get anywhere and with a little flair, they will come back more often because they can't get enough of it. So, what are the steps?  Follow these certain steps to assure your customers will be coming back for more:  (I have broken this down into two stages.  One for employers and one for employees please read both!) Non-Fiction - Business Fri, 18 May 2007 04:45:39 +0100 http://www.amysarticles.com/non-fiction/business/great-customer-service---where-did-it-go.html   Have you noticed lately that it is extremely rare these days to go anywhere and find GREAT customer service?  You walk through your local department store and are ignored by the employees who work there.  And, when you ask for their assistance, your given inadequate answers which tells you one thing; they really don't care. What happened to the good ‘ole days of going somewhere and getting superior service?  Businesses used to care about getting our business and didn't want us to go to their competition; therefore, we were given outstanding customer service in order to keep them from going elsewhere.  In today's society, that just doesn't happen.  It's quite a shame. It is my mission to remind the world that good customer service is not only a requirement in order to get business, but it's the right thing to do.  We need to retrain the world, from the business owners and executives, right down to the employees and consumers.  As consumers, we need to start demanding that we receive better.  Why do we settle for less?  Why do we accept less than stellar service?  It is not a request, it's a requirement!  If you go into a restaurant and the food is just okay, and the service is just okay, you still give the waitress a tip, right?  Well, is that because you care about the waitress and understand that she is working for less than acceptable wages and probably has a family to feed....or is it because you just accept the service you are given as standard?  Ask yourself the next time you are in a restaurant!  Now, please don't misunderstand.  I'm not telling you not to tip your waitress.  She's probably taking care of twenty other tables and is busting her ass.  So, what am I telling you?  Don't except less than superior service.  If your waitress doesn't give you good service or the food isn't that great, then don't give a great tip and say something to the waitress about it.  And furthermore, write a comment to the manager so that they know why you weren't satisfied.  How else would a business know that there is a problem if we don't tell them? Non-Fiction - Business Sun, 13 May 2007 08:36:25 +0100